Bank++

The complete banking, loans, debt, and credit system for Paper servers.

Bank++ transforms your server's economy by adding realistic banking mechanics without replacing your existing economy plugin. Built for Paper 1.21.11+, Bank++ works with any Vault-compatible economy (including TheNewEconomy) and adds loans, credit scores, debt collection, configurable loan sharks, transaction history, and much more.

Perfect for:

Survival Servers
Towny Servers
Roleplay Servers
Economy Servers
Casino Servers
SMP Communities

Features

Banking

Bank loan system
Deposit and withdraw interface
Transaction history
Automatic payment processing
Reload-safe configuration

Credit Score System

Every player has a persistent credit score that affects:

Loan approval
Interest rates
Borrowing limits
Future financial opportunities

Pay your loans on time to build excellent credit—or miss payments and watch your score drop.

Loan System

Configure everything:

Minimum & maximum loan amount
Maximum active loans
Maximum debt
Interest rates
Payment intervals
Grace periods
Automatic payments
Late fees
Early payoff support

Payment intervals support readable durations like:

30m 12h 1d 2d6h30m 1w

Loan Sharks

Need money quickly?

Loan sharks approve loans with fewer restrictions—but missing payments comes at a cost.

Every punishment stage is configurable.

Examples include:

Chat messages
Action Bars
Titles
Economy fines
Console commands
Permission changes
Jail commands
Any custom command

Build your own debt collection system without touching the code.

Transaction History

Every financial action is recorded.

Examples:

Loan approvals
Payments
Deposits
Withdrawals
Late fees
Defaults
Loan shark transactions

Highly Configurable

Everything is configurable:

Interest rates
Credit score ranges
GUI menus
Messages
Loan limits
Payment schedules
Collection actions
Database backend

Database Support

Choose the storage backend that best fits your server.

Supported:

SQLite
MySQL

Admin Features

Administrators can:

View player finances
Reload configuration
Adjust credit scores
Forgive debt
Force payments
Freeze accounts
View statistics
Manage loans

Commands

Player Commands

Command| Description "/bank", Open the main bank menu "/bank deposit ", Deposit money "/bank withdraw ", Withdraw money "/bank history", View transaction history "/loan", View active loans "/loan apply ", Apply for a bank loan "/loan pay ", Make a payment "/loan payoff", Pay off the entire loan "/loan history", View loan history "/loanshark borrow ", Borrow from the loan shark "/credit", View your credit score

Admin Commands

Command| Description "/bank++ reload", Reload configuration "/bank++ stats", View plugin statistics "/bank++ info ", View player financial info "/bank++ forgive ", Forgive debt "/bank++ setcredit ", Set a credit score "/bank++ setdebt ", Modify debt "/bank++ forcepay ", Force a payment "/bank++ freeze ", Freeze financial actions "/bank++ unfreeze ", Unfreeze a player "/bank++ backup", Create a database backup "/bank++ migrate", Run database migrations

Permissions

Player

bankpp.bank bankpp.loan bankpp.loanshark bankpp.credit

Administration

bankpp.reload bankpp.admin bankpp.bypass

Dependencies

Required

Paper 1.21.11+
Java 21
Vault

Compatible Economy Plugins

Any Vault-compatible economy plugin, including:

TheNewEconomy (TNE)
EssentialsX Economy
CMI Economy
Other Vault providers

Frequently Asked Questions

Does Bank++ replace my economy plugin?

No. Bank++ uses Vault and works alongside your existing economy.

Can I customize loan shark punishments?

Yes. Every collection stage is configurable with messages, titles, action bars, console commands, and more.

Does player data survive server restarts?

Yes. Financial data is stored in SQLite or MySQL.

Can I reload the plugin without restarting the server?

Yes. Bank++ supports reload-safe configuration.

Can I change payment intervals?

Yes.

Examples:

30m 12h 1d 2d6h30m